Demystifying Check Routing Numbers: How to Locate Them

Where can I find the routing number on a check?

Demystifying Check Routing Numbers: How to Locate Them


Checks might seem like relics from a bygone era in today's digital banking landscape, but they still serve a purpose for various financial transactions. One crucial piece of information found on a check is the routing number. If you've ever wondered where to find this vital code, you're in the right place. In this blog post, we'll guide you through the process of locating the routing number on a check and explain its significance.

The Anatomy of a Check

Before we dive into finding the routing number, let's familiarize ourselves with the different components of a check:

Check Number: This is a unique identifier assigned to each check and helps you keep track of your transactions.

Date: The date you write the check.

Payee Line: The name of the person or company to whom you're writing the check.

Numeric Amount: The monetary amount of the check written in numbers.

Written Amount: The same monetary amount written out in words to avoid confusion.

Memo Line: A space where you can include a note about the purpose of the payment.

Signature Line: Your signature, confirming the authenticity of the check.

Account Number: Your bank account number, which helps identify your account.

Routing Number: The star of the show, this nine-digit code is crucial for directing the funds to the correct bank.

Locating the Routing Number

Now, let's focus on finding the routing number on a check:

Bottom Left Corner: The routing number is typically found on the bottom left corner of the check. It is situated before your account number.

Nine Digits: The routing number is a nine-digit code. It's important to note that the routing number is always a series of nine digits, with no dashes or spaces.

MICR Line: The routing number is usually printed using Magnetic Ink Character Recognition (MICR) technology. This technology enables automated processing of checks by financial institutions.

Symbol: Some checks might have a symbol that looks like a '⌭' just before the routing number. This symbol indicates that the check uses the MICR line and is processed electronically.

Online Resources

If you don't have a physical check handy or are looking for additional verification, you can also find your routing number through online banking platforms:

Online Banking: Log in to your online banking account. The routing number is often listed along with your account details.

Bank's Website: Visit your bank's official website. Many banks provide routing number information on their websites.

Customer Service: If you're still having trouble, don't hesitate to contact your bank's customer service. They can provide you with the correct routing number.


The routing number on a check might seem like a small set of numbers, but it plays a significant role in ensuring that your financial transactions are processed accurately and efficiently. Whether you're receiving a paycheck, paying bills, or transferring funds, knowing where to find your routing number is a valuable skill in today's diverse banking landscape. So, the next time you pick up a check, remember that the routing number holds the key to directing your money where it needs to go.

How many digits is a routing number?

Frequently asked questions (FAQs) related to finding a routing number on a check and how to verify a routing number

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